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PeterSheldon HS


At Peter Sheldon Accountancy we appreciate the individuality of people and businesses and are committed to providing timely, accurate solutions tailored to suit your particular situation. We work alongside you to solve problems that arise and help you reach your financial goals.

Our Mission is to provide accounting, taxation, management and investment services to individuals, businesses and community organisations in a manner which is efficient, reliable and 'You' focussed, and at all times, built on the foundation stone of integrity.

We are committed to forming close partnerships with our clients, enabling us to understand your unique situation and customise the assistance we provide to suit your requirements. Our commitment to excellence is evident in our hardworking team and the exceptional service we offer. 

Our enthusiasm for our work means you get a friendly team of professionals eager to use their expertise to help you succeed! For more information on how our expertise can benefit you, contact ushere.

INSURING YOUR FUTURE

Did you know you could get paid even if you can't work?

By now you've had some experience with insurance for your car or home. But have you thought about your most important asset - yourself? 

From the experts

You can save money on your insurance premiums by taking out insurance through your super. And it's easy to do.

What you need to know

If illness or injury stopped you from working for an extended period, could you keep paying your bills? Taking out personal insurance can:

  • Give you peace of mind that if the unexpected occurs, you don't need to worry about money
  • Pay you up to up to 75% of your pre-tax salary if you take out income protection insurance
  • Help you focus on recovering physically and emotionally if the worst did happen

Count on us

A Count adviser can help you:

  • Find the right insurance for your stage of life
  • Help you work out the level of cover you need and the amount of premiums you can afford
  • Advise you on taking out insurance through your super

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MANAGING YOUR HOME LOAN

Do you want to pay your home loan off faster?

Your home loan repayments are likely to be one of your biggest outgoings each month. Paying off your home loan as soon as possible is one of the simplest ways to save money. Particularly in the early years when your interest payments are highest.

From the experts

Income protection insurance provides better value than home loan protection insurance. Income protection insurance provides up to 75% of your salary in the event that you are unable to work and covers all your expenses - not just your loan repayments.

What you need to know

Small changes can make a big difference. There are some easy ways that you can start to pay off your loan faster:

  • Changing your payments from monthly to fortnightly or weekly is the equivalent of making 13 monthly repayments a year
  • Avoid 'honeymoon' loans that revert to a higher rate after the 'honeymoon' period is over
  • Make additional repayments whenever you can. Extra repayments you make in the early years will have the biggest impact
  • Use an offset account to reduce your loan interest

Count on us

A Count adviser can help you:

  • Put in place strategies to pay off your home loan faster

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STARTING A FAMILY 

Are you prepared financially for your new arrival?

When you're having a baby it's normal to focus on the practical aspects of preparing for the arrival of a newborn, such as deciding where to give birth, choosing names and buying the essentials. In fact, there are so many practical things to consider that people often overlook the financial considerations.

From the experts

The average cost of raising a child between the ages of 0-4 is $7,500. This equates to an extra $144 per week to look after your baby.

What you need to know

By taking the time to consider your finances ahead of time, you'll be able to avoid financial pressures and really enjoy the special time with your new family member. Now is the time to consider:

  • Budgeting for the costs of having a child such as well as the possibility of living off just one income
  • How you will afford to buy the things your baby will need such as a cot, car seat and clothes and nappies
  • Whether you will be eligible for financial assistance from the government through schemes such as the baby bonus, paid parental leave, family tax benefit, child care benefit and child care rebate

Getting started

  • Try to save enough before-hand to cover pregnancy costs and living expenses
  • Before buying baby items, work out which are essentials and which are nice to haves

Count on us

A Count adviser can help you:

  • Put together a budget and savings plan
  • Understand the benefits you are eligible for

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BOOST YOUR SUPER

Did you know you might be doubling up on your super fees?

By now it's likely you've had more than one job throughout your career. Each time you start a new job your new employer will make contributions to your super through the superannuation guarantee.

What you need to know

As we change jobs it's easy to end up with more than one super account. This means you may be paying more fees than you need to. By consolidating your super into one fund you can:

  • Save money on fees
  • Cut down your paperwork
  • Make it easier to keep track of your super

You can now also choose which super fund your superannuation guarantee is paid to (rather than your employer choosing for you).

Getting started

  • It's easy to consolidate your super online using the ATO's online SuperSeeker tool
  • Shop around – find a super fund that has the features you want
  • Remember to check that your employer can contribute to your chosen fund before you consolidate

Count on us

A Count adviser can help you:

  • Choose the best super fund for you
  • Boost your super using smart super strategies
  • Consolidate your super

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 We Can Offer You

• Tax Advice • Financial Planning
• Superannuation Strategies
• Business Accounting Services
 • Trusts • Advice & Reviews of Rental Properties

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Accounting Services

Accounting Services

At Peter Sheldon Accountancy we provide you with advice when your business needs it, not just when you ask for it. We help you manage every aspect of your business and because we establish a one-on-one relationship with each of our clients, our advice is tailor-made for your business. We've also developed our traditional auditing and accounting practices into innovative client-focused services. Our flexibility and adaptability ensure we help you get the best results..... 

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FinacialPlanning

Financial Planning

 Wherever you are in your life, we can keep you on track to reach your financial and lifestyle goals.
Advice about starting out, spending and saving, paying off debt, accumulating wealth, pre and post retiring ... 

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