peter sheldon accountancy
At Peter Sheldon Accountancy we appreciate the individuality of people and businesses and are committed to providing timely, accurate solutions tailored to suit your particular situation. We work alongside you to solve problems that arise and help you reach your financial goals.
Our Mission is to provide accounting, taxation, management and investment services to individuals, businesses and community organisations in a manner which is efficient, reliable and 'You' focussed, and at all times, built on the foundation stone of integrity.
We are committed to forming close partnerships with our clients, enabling us to understand your unique situation and customise the assistance we provide to suit your requirements. Our commitment to excellence is evident in our hardworking team and the exceptional service we offer.
Our enthusiasm for our work means you get a friendly team of professionals eager to use their expertise to help you succeed! For more information on how our expertise can benefit you, contact ushere.
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How can I ease into retirement and still meet my financial goals?
The years before you retire can be challenging. While you are probably looking forward to having more time to do the things you enjoy, you may not be ready to stop working. And many people are also concerned about whether or not they have saved enough super.
From the experts
By law, all super contributions are locked away or 'preserved' until you reach your preservation age. Your preservation age is based on your date of birth. Once you reach your preservation age, you can begin drawing a pre-retirement pension. You will need to check with your super fund as not all funds offer pre-retirement pensions.
What you need to know
Once you reach your 'preservation age', you may be able to draw pre-retirement pension – a regular income stream drawn from your super savings. With a pre-retirement pension you can put in place a transition to retirement strategy to help you ease into retirement and boost your super in a tax effective way:
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A Count adviser can help you:
Do you know who would get you super if you passed away?
Many people wrongly assume that their superannuation will pass to their beneficiaries according to their will. In fact, this will only happen if your estate is the recipient of your superannuation death benefit. Legally, your superannuation fund can pay your death benefit to your spouse, and any of your dependants or your estate, at its discretion.
From the experts
If your assets are more complex and you would like to share your wealth with many loved ones, an estate plan is essential.
What you need to know
Many (although not all) superannuation funds allow you to override this situation by making what is known as a binding death benefit nomination. This is a written nomination made by you, which directs your superannuation fund on how to pay your death benefit. There are several types of death benefit nominations, including non-binding options.
As part of your estate plan, you also need to consider the taxation implications of how your death benefit is dealt with. Lump sum payments paid to dependants (as defined under income tax laws) are tax free. Taxable components paid to non-dependants are subject to tax.
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A Count adviser can help you:
Did you know you could get paid even if you can't work?
With a family to look after you can't afford to be off work. If illness or injury stopped you from working for an extended period, could you keep paying your bills?
From the experts
A will not only looks after the distribution of your assets once you pass away, it can also be used to appoint a guardian for any children you have who are under 18 years of age
What you need to know
Taking out personal insurance can:
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A Count adviser can help you:
Accounting Services
At Peter Sheldon Accountancy we provide you with advice when your business needs it, not just when you ask for it. We help you manage every aspect of your business and because we establish a one-on-one relationship with each of our clients, our advice is tailor-made for your business. We've also developed our traditional auditing and accounting practices into innovative client-focused services. Our flexibility and adaptability ensure we help you get the best results.....
Financial Planning
Wherever you are in your life, we can keep you on track to reach your financial and lifestyle goals.
Advice about starting out, spending and saving, paying off debt, accumulating wealth, pre and post retiring ...
